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Nature Lewis

Nature's top posts
What is a credit report?
Credit 101
What is a credit report?

August 14, 2024
Will my credit score drop if I don’t use my cards regularly?
Credit 101
Will my credit score drop if I don’t use my cards regularly?

July 03, 2024
Credit monitoring for minors: How to prevent child identity theft
Credit 101
Credit monitoring for minors: How to prevent child identity theft

May 17, 2024
All of Nature's posts
What is a credit report?
Credit 101
What is a credit report?

A credit report is a collection of information about your credit history. Learn how you can get a copy of yours and why it is important.

Nature Lewis

August 14, 2024
Will my credit score drop if I don’t use my cards regularly?
Credit 101
Will my credit score drop if I don’t use my cards regularly?

An inactive credit card can be a good thing, but it can also have unintended consequences that lower your credit score. Learn how to protect your credit.

Nature Lewis

July 03, 2024
Credit monitoring for minors: How to prevent child identity theft
Credit 101
Credit monitoring for minors: How to prevent child identity theft

Credit monitoring for minors can help prevent child identity theft. Read on for fraud prevention tips, plus steps to take if you find false accounts.

Nature Lewis

May 17, 2024
How to add utilities to credit report + 3 alternative ways to build credit
Credit 101
How to add utilities to credit report + 3 alternative ways to build credit

Utilities aren’t usually reported to credit bureaus but can affect credit. Learn how to add utilities to your credit report and other ways to build credit.

Nature Lewis

May 08, 2024
When do companies report to credit bureaus?
Credit 101
When do companies report to credit bureaus?

There isn’t a set-in-stone answer to when companies report to credit bureaus. However, there are a few factors you can use to predict a timeline.

Nature Lewis

March 05, 2024
What is a cash advance and how does it work?
Credit 101
What is a cash advance and how does it work?

If you’re wondering “what is a cash advance,” here’s a simple explanation. Cash advances let you borrow funds against your credit limit, often for a fee.

Nature Lewis

February 06, 2024
What is a credit utilization ratio? + How to improve it
Credit 101
What is a credit utilization ratio? + How to improve it

Your credit utilization can have a major impact on your credit health. Read on to learn what credit utilization is, how to calculate it and how to improve it.

Nature Lewis

January 08, 2024
Soft vs. hard credit check: Everything you need to know
Credit 101
Soft vs. hard credit check: Everything you need to know

Soft and hard credit checks, while similar, have key differences. Learn how a soft vs. hard credit check impacts your credit and common examples for each.

Nature Lewis

December 20, 2023
When Does Your Credit Score Update?
Credit 101
When Does Your Credit Score Update?

Your credit score typically updates once a month or within 45 days. However, some lenders do update more often than others. Learn more here.

Nature Lewis

September 08, 2023
How to check your credit score and report for free
Credit 101
How to check your credit score and report for free

You can check your credit score for free from the three major credit bureaus or through your credit card company. Learn more about credit scores here.

Nature Lewis

June 08, 2023