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How many credit cards should I have?
Credit 101

How many credit cards should I have?

How many credit cards should you have? The answer depends on your unique circumstances. Read on to learn more about how many credit cards is too many.
Lexington Law
October 13, 2025
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20 credit myths you shouldn’t fall for
Credit 101
20 credit myths you shouldn’t fall for

October 06, 2025
What is the best way to pay off debt?
Credit 101
What is the best way to pay off debt?

June 30, 2025
What is a good credit score and how can you get one?
Credit 101
What is a good credit score and how can you get one?

June 15, 2025

Credit 101

How many credit cards should I have?
Credit 101
How many credit cards should I have?

How many credit cards should you have? The answer depends on your unique circumstances. Read on to learn more about how many credit cards is too many.

Lexington Law

October 13, 2025
20 credit myths you shouldn’t fall for
Credit 101
20 credit myths you shouldn’t fall for

Our guide debunks common credit myths so you know what does and doesn’t affect your credit.

Candace Begody

October 06, 2025
What is the best way to pay off debt?
Credit 101
What is the best way to pay off debt?

Pay off your debt to free up money that you can put into savings, and you might improve your credit too. Learn the best way to pay off debt early.

moriah-beaver

June 30, 2025
What is a good credit score and how can you get one?
Credit 101
What is a good credit score and how can you get one?

A good credit score generally falls within the 670 to 739 range. Many factors contribute to gaining and keeping good credit. Learn how to improve your credit over time.

joseph-mavrin

June 15, 2025

Life Events

Repairing your credit after divorce
Life Events
Repairing your credit after divorce

Are you going through a divorce? If you are or may in the future, learn how you can work to repair your credit after divorce here.

Paola Bergauer

August 14, 2024
8 ways to rebuild credit after bankruptcy
Life Events
8 ways to rebuild credit after bankruptcy

Making timely payments is a great way to rebuild credit after bankruptcy. Here we’ll cover several more methods and discuss the impact of bankruptcy on credit."/>

Vincent R. Mayr | Associate Attorney

April 04, 2024
What debts can and can’t be discharged from a bankruptcy?
Life Events
What debts can and can’t be discharged from a bankruptcy?

Filing for bankruptcy can eliminate some but not all of your debts once the bankruptcy is discharged. Learn what filing for bankruptcy can and cannot do here.

Vince R. Mayr

April 12, 2023
How to get a personal loan after bankruptcy
Life Events
How to get a personal loan after bankruptcy

You can acquire a personal loan after bankruptcy by finding specific lenders who provide high-risk loans. Learn more about post-bankruptcy loans here.

Vince R. Mayr

February 14, 2023

Credit Repair

What is a goodwill letter? + template
Credit Repair
What is a goodwill letter? + template

A goodwill letter is a correspondence that asks creditors to remove negative remarks from your credit reports. Use our template to draft your own letter.

James Bigbee

August 01, 2025
What is the Credit Repair Organizations Act?
Credit Repair
What is the Credit Repair Organizations Act?

The Credit Repair Organizations Act helps protect consumers from becoming a victim of a credit repair scam by regulating the credit repair industry.

moriah-beaver

May 07, 2025
How to dispute errors on your credit report in 3 simple steps
Credit Repair
How to dispute errors on your credit report in 3 simple steps

You can dispute inaccurate information on your credit report by contacting the credit bureaus. Here’s how to file a dispute step by step.

moriah-beaver

May 05, 2025
Credit repair company: Lexington Law
Credit Repair
Credit repair company: Lexington Law

Credit repair companies can help you remove errors on your credit reports and work to repair your score, but how do you find the right one? Learn more here.

James Bigbee

May 05, 2025

Negative Items

How to remove inquiries from a credit report
Negative Items
How to remove inquiries from a credit report

In certain circumstances, an unapproved inquiry can be removed from your credit report if you send a credit inquiry removal letter to the credit reporting agency or by disputing it online.

joseph-mavrin

May 06, 2025
How to remove late payments from your credit report
Negative Items
How to remove late payments from your credit report

To remove a late payment from your credit report, you can wait for it to fall off, file a dispute or negotiate with your creditor. Learn more here.

James Bigbee

May 05, 2025
How to remove collections from your credit report
Negative Items
How to remove collections from your credit report

If you’re wondering how to remove collections from your credit report, you can dispute the account, send a pay for delete letter or request a goodwill deletion.

joseph-mavrin

May 05, 2025
How to remove a charge-off from your credit report
Negative Items
How to remove a charge-off from your credit report

Learn what a charge-off is, the types that exist, and how to remove one from your credit report in this article from Lexington Law.

Lexington Law

May 05, 2025

News

5 Habits That Can Help Improve Your Credit Score
News
5 Habits That Can Help Improve Your Credit Score

Learn five practical habits that can help improve your credit score and understand what affects your credit profile during Credit Awareness Month.

moriah-beaver

March 03, 2026
Lexington Law Phone Number
News
Lexington Law Phone Number

Lexington Law Firm sales representatives can no longer be contacted over the phone. Use our chat feature to speak with a representative.

Lexington Law

April 11, 2025

Credit Cards

Credit cards for bad credit: what you need to know before applying
Credit Cards
Credit cards for bad credit: what you need to know before applying

Did you know there are credit cards available to help you improve your credit? Learn how you can get a credit card for bad credit and use it to help you improve your score.

joseph-mavrin

May 27, 2025
How much will a secured credit card raise my credit score?
Credit Cards
How much will a secured credit card raise my credit score?

Secured credit cards can help you rebuild your credit score over time. Learn how and how much a secured credit card will raise your score in this guide.

moriah-beaver

May 27, 2025
Can I get a credit card without a job?
Credit Cards
Can I get a credit card without a job?

Yes. College students or those looking for work may want to use credit cards to start building credit. Here are four tips for getting a credit card with no job.

joseph-mavrin

January 27, 2025
How to negotiate credit card debt
Credit Cards
How to negotiate credit card debt

Once you confirm the amount you owe, you may be able to negotiate your credit card debt down. Learn how to negotiate your credit card debt here.

Lexington Law

December 03, 2024

Finance

How to Use Your Tax Refund to Build Better Credit
Finance
How to Use Your Tax Refund to Build Better Credit

You can use your tax refund to improve your credit by paying down high credit card balances and catching up on past-due accounts.

moriah-beaver

February 27, 2026
What is Debt Consolidation?
Finance
What is Debt Consolidation?

Debt consolidation

Lexington Law

October 08, 2025
Rainy day funds: how to prepare for unexpected expenses
Finance
Rainy day funds: how to prepare for unexpected expenses

The purpose of a rainy day fund is to have money set aside that is readily available for life’s unexpected financial situations that tend to occur outside of your normal living expenses.

moriah-beaver

August 01, 2025
How to Make Passive Income & Why You Should
Finance
How to Make Passive Income & Why You Should

Setting up a passive income stream is all about utilizing your skills and time for the maximum return. It’s not so much about working less as it is about working smarter.

moriah-beaver

June 30, 2025