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moriah-beaver

moriah-beaver's top posts
How to Use Your Tax Refund to Build Better Credit
Finance
How to Use Your Tax Refund to Build Better Credit

February 27, 2026
Rainy day funds: how to prepare for unexpected expenses
Finance
Rainy day funds: how to prepare for unexpected expenses

August 01, 2025
How to Make Passive Income & Why You Should
Finance
How to Make Passive Income & Why You Should

June 30, 2025
All of moriah-beaver's posts
How to Use Your Tax Refund to Build Better Credit
Finance
How to Use Your Tax Refund to Build Better Credit

You can use your tax refund to improve your credit by paying down high credit card balances and catching up on past-due accounts.

moriah-beaver

February 27, 2026
Rainy day funds: how to prepare for unexpected expenses
Finance
Rainy day funds: how to prepare for unexpected expenses

The purpose of a rainy day fund is to have money set aside that is readily available for life’s unexpected financial situations that tend to occur outside of your normal living expenses.

moriah-beaver

August 01, 2025
How to Make Passive Income & Why You Should
Finance
How to Make Passive Income & Why You Should

Setting up a passive income stream is all about utilizing your skills and time for the maximum return. It’s not so much about working less as it is about working smarter.

moriah-beaver

June 30, 2025
What is a good debt-to-income ratio? + How to calculate yours
Finance
What is a good debt-to-income ratio? + How to calculate yours

Your debt-to-income ratio is your total monthly debts divided by your gross monthly income. Lenders use DTI to determine if you’ll get approved for a loan.

moriah-beaver

May 09, 2024
What is a balance transfer fee?
Finance
What is a balance transfer fee?

What is a balance transfer fee? Put simply, it’s a charge to transfer a balance to another account. These fees are usually up to 5 percent of the transferred amount.

moriah-beaver

March 05, 2024