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Home Credit 101 | Vince R. Mayr
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Vince R. Mayr

Vince's top posts
How does bankruptcy affect your credit?
Credit 101
How does bankruptcy affect your credit?

June 22, 2024
Do secured credit cards help build credit?
Credit 101
Do secured credit cards help build credit?

March 05, 2024
What does insufficient credit history mean?
Credit 101
What does insufficient credit history mean?

January 05, 2024
All of Vince's posts
How does bankruptcy affect your credit?
Credit 101
How does bankruptcy affect your credit?

Declaring bankruptcy may be the right move for you, but how does it affect your credit score?

Vince R. Mayr

June 22, 2024
Do secured credit cards help build credit?
Credit 101
Do secured credit cards help build credit?

Secured credit cards are excellent tools for building credit and recovering from a steep score decline. Most large banks and credit unions offer secured cards.

Vince R. Mayr

March 05, 2024
What does insufficient credit history mean?
Credit 101
What does insufficient credit history mean?

What does insufficient credit history mean? Read on to discover its implications, why it matters and how to fix bad credit history with good credit habits.

Vince R. Mayr

January 05, 2024
Credit freeze vs. credit lock: differences and action steps
Credit 101
Credit freeze vs. credit lock: differences and action steps

Credit freezes and credit locks both help prevent identity theft. Discover their differences, plus actionable steps to take for each option.

Vince R. Mayr

January 02, 2024
Building credit to buy a house: 13 best practices
Credit 101
Building credit to buy a house: 13 best practices

Building your credit to buy a house can take years, but these credit-building tips can help you get approved for a competitive mortgage rate faster.

Vince R. Mayr

September 06, 2023
How long do late payments stay on credit reports?
Credit 101
How long do late payments stay on credit reports?

Late payments can stay on your credit report for up to seven years. We’ll show you how to remove them as well as how to improve your score.

Vince R. Mayr

April 18, 2022