Credit can be confusing, and Lexington Law wants to help. Check out these educational resources to find answers to your credit questions.
Did you know there are credit cards available to help you improve your credit? Learn how you can get a credit card for bad credit and use it to help you improve your score.
May 27, 2025
January 27, 2025
December 03, 2024
Credit and debit cards can both be used for shopping but operate differently. Credit cards impact your credit score but debit cards don’t—read on for more.
Lexington Law
November 01, 2024
There are several ways to quickly build credit with a credit card. Strategies include making timely payments and striving to keep a low credit utilization ratio.
October 21, 2024
Learn how your minimum credit amount is calculated, how paying just the minimum payment on your credit card impacts your credit and more.
Shana Dawson Fish
August 22, 2024
PayPal Credit may affect your credit score in good and bad ways, depending on how responsible you are with it. Read on to learn more about the PayPal credit card.
moriah-beaver
July 23, 2024
Wondering how to build credit with a secured credit card? Use it for small regular purchases, pay off the balance each month and monitor your spending.
May 07, 2024
American spending habits reflect a move toward smarter spending and more saving as the cost of living remains high. Online shopping is also much more common.
Alexis Peacock | Supervising Attorney
April 16, 2024
Payment history affects your credit. If you stop paying your balances, a drastically lowered score is just one of the negative consequences you’ll experience.
Paola Bergauer
March 14, 2024
As an owner, you may ask, “Can I use my business credit card for personal use?” From added liability to account closure, discover the consequences of doing so.
Vince R. Mayr
March 05, 2024
A credit card grace period gives you extra time to pay your balance without accruing interest. Grace periods vary between credit cards.
Sarah Raja
Balance transfer credit cards allow you to move or consolidate debts, often saving you money with lower interest rates. Learn more about these cards here.
February 05, 2024