Credit can be confusing, and Lexington Law wants to help. Check out these educational resources to find answers to your credit questions.
A goodwill letter is a correspondence that asks creditors to remove negative remarks from your credit reports. Use our template to draft your own letter.
May 07, 2025
May 05, 2025
How long it takes to repair credit depends on your specific situation and varying factors. Learn more about what it takes to fix your credit here.
Lexington Law
December 04, 2023
Can credit card debt be forgiven? Learn more about credit card debt forgiveness and how to help alleviate your financial burden.
Vince R. Mayr
June 06, 2023
There is currently over $1.7 trillion in outstanding student loan debt, held by over 43 million Americans. Learn more student loan debt in America here.
May 03, 2023
You can increase your credit score fast by decreasing your credit utilization and taking several other steps. Learn more about boosting your credit here.
Paola Bergauer
September 22, 2022
There can be COVID-related errors on credit reports, but you don’t have to accept them. Find out how to address these errors on your reports.
Brad Blanchard
May 09, 2022
You can remove closed accounts from your credit report by disputing inaccuracies, writing a formal “goodwill letter” or waiting for the closed accounts to be removed.
January 27, 2022
Filing a dispute is a common suggestion if you have an inaccurate credit report, but how does it affect your score?
December 02, 2021
Get a comprehensive overview of the history of consumer rights in the United States, including all the laws that have been put into effect.
November 11, 2021
Both credit repair and debt consolidation could help you improve your score. Which is right for you?
October 12, 2021
Credit can sometimes be the difference between homelessness and having a roof over your head. Read about Brittany's story to learn more.
April 28, 2021