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How to remove inquiries from a credit report
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How to remove inquiries from a credit report

In certain circumstances, an unapproved inquiry can be removed from your credit report if you send a credit inquiry removal letter to the credit reporting agency or by disputing it online.
joseph-mavrin
May 6, 2025
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How to remove late payments from your credit report
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How to remove late payments from your credit report

May 05, 2025
How to remove collections from your credit report
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How to remove collections from your credit report

May 05, 2025
How to remove a charge-off from your credit report
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How to remove a charge-off from your credit report

May 05, 2025

All blog posts

Statute of limitations on debt collection by state
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Statute of limitations on debt collection by state

Each state places a statute of limitations on debt to limit the amount of time creditors and collection agencies can take legal action against debtors.

Sarah Raja

August 13, 2024
The Fair Debt Collection Practices Act (FDCPA): 6 ways it protects you
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The Fair Debt Collection Practices Act (FDCPA): 6 ways it protects you

The Fair Debt Collection Practices Act (FDCPA) protects you from abusive debt collectors. Learn more about how the FDCPA protects your rights here.

Brittany Sifontes | Supervising Attorney

July 07, 2024
7 ways to get a new car loan after repossession
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7 ways to get a new car loan after repossession

If you want to get a new car loan after a repossession, try disputing inaccuracies on your report, building your credit or getting a cosigner.

Brittany Sifontes | Supervising Attorney

June 03, 2024
What is a hard credit inquiry and how can it affect credit?
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What is a hard credit inquiry and how can it affect credit?

A hard credit inquiry occurs when a lender reviews your credit report. Applying for new credit cards and loans will trigger hard inquiries.

Brittany Sifontes | Supervising Attorney

April 18, 2024
What is shoulder surfing and how does it threaten your security?
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What is shoulder surfing and how does it threaten your security?

Shoulder surfing is when someone looks over your shoulder or eavesdrops to steal a PIN, password or personal information from a mobile device to commit a crime.

Candace Begody

November 02, 2023
What is a judgment and how does it affect your credit score?
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What is a judgment and how does it affect your credit score?

Losing a lawsuit from a collector results in a judgment requiring you to pay back your debts. Fortunately, judgments no longer hurt your credit.

Alexis Peacock | Supervising Attorney

November 01, 2023
Charged off as bad debt: Here’s what it means
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Charged off as bad debt: Here’s what it means

“Charged off as bad debt” means the lender has written off the account as a loss because they don’t believe the debt will be repaid. Read on to learn more.

Nature Lewis

August 08, 2023
How does a bankruptcy discharge work?
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How does a bankruptcy discharge work?

A bankruptcy discharge is the last part of the bankruptcy process when the debtor is released from the liability for specific types of debts. Learn more here.

Vince R. Mayr

May 05, 2023
Bankruptcy vs. debt relief: Which is the best option for you?
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Bankruptcy vs. debt relief: Which is the best option for you?

Bankruptcy vs. debt relief isn’t an easy decision. Lexington Law Firm presents the basics so you can make a better decision about how to handle your debt.

Vince R. Mayr

March 13, 2023
How much does it cost to file bankruptcy? Each fee explained
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How much does it cost to file bankruptcy? Each fee explained

Filing bankruptcy can cost between $313 and $1,738, but should you hire an attorney as well? Learn more about bankruptcy costs and what to consider when filing.

Vince R. Mayr

November 03, 2022