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Lexington Law

Lexington's top posts
How the Fair Credit Billing Act (FCBA) protects consumers
Credit 101
How the Fair Credit Billing Act (FCBA) protects consumers

October 20, 2024
What is a billing cycle? Definition, length and credit impact 
Credit 101
What is a billing cycle? Definition, length and credit impact 

October 07, 2024
7 common FCRA violations and how to remedy them
Credit 101
7 common FCRA violations and how to remedy them

September 23, 2024
All of Lexington's posts
How the Fair Credit Billing Act (FCBA) protects consumers
Credit 101
How the Fair Credit Billing Act (FCBA) protects consumers

Read our guide to the Fair Credit Billing Act to learn where it comes from, what situations it covers and how it protects consumers from unfair billing practices.

Lexington Law

October 20, 2024
What is a billing cycle? Definition, length and credit impact 
Credit 101
What is a billing cycle? Definition, length and credit impact 

What is a billing cycle? Definition, length and credit impact

Lexington Law

October 07, 2024
7 common FCRA violations and how to remedy them
Credit 101
7 common FCRA violations and how to remedy them

What is a violation of the Fair Credit Reporting Act (FCRA), and how can you remedy it?

Lexington Law

September 23, 2024
Should I take out a personal loan to pay off credit card debt? 
Credit 101
Should I take out a personal loan to pay off credit card debt? 

If you qualify for a lower interest rate, taking out a personal loan to pay off credit card debt is a great way to streamline payoff. Read on to learn more.

Lexington Law

September 09, 2024
What is alternative credit data?
Credit 101
What is alternative credit data?

If you have a nonexistent credit profile or a low credit score, you may benefit from alternative credit data. Learn how you can start using it today.

Lexington Law

August 29, 2024
What happens if you have a bad credit score?: 7 potential side effects
Credit 101
What happens if you have a bad credit score?: 7 potential side effects

Having a bad credit score can lead to higher interest rates and additional costs in other aspects of your life, and it can delay retirement. Learn more here.

Lexington Law

August 05, 2024
What is available credit and how much should you use?
Credit 101
What is available credit and how much should you use?

Available credit is the money you can borrow without exceeding your credit limit. As the balance on your card increases, your available credit shrinks.

Lexington Law

April 15, 2024
How to increase your credit limit easily
Credit 101
How to increase your credit limit easily

Knowing how to increase your credit limit can help you build your credit and gain access to more funds. Learn more about credit limits here

Lexington Law

April 01, 2024
How to prevent identity theft
Credit 101
How to prevent identity theft

Do you know how to prevent identity theft? Use these eight tips from Lexington Law to help protect you from identity theft.

Lexington Law

October 26, 2022
The history of credit cards
Credit 101
The history of credit cards

References to credit cards date back as far as the 1800s—find out more about the history of credit cards and how they have affected consumer spending.

Lexington Law

September 22, 2021