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How many credit cards should I have?
Credit 101

How many credit cards should I have?

How many credit cards should you have? The answer depends on your unique circumstances. Read on to learn more about how many credit cards is too many.
Lexington Law
October 13, 2025
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20 credit myths you shouldn’t fall for
Credit 101
20 credit myths you shouldn’t fall for

October 06, 2025
What is the best way to pay off debt?
Credit 101
What is the best way to pay off debt?

June 30, 2025
What is a good credit score and how can you get one?
Credit 101
What is a good credit score and how can you get one?

June 15, 2025

All blog posts

Credit card convenience checks: the basics
Credit 101
Credit card convenience checks: the basics

You might receive convenience checks when you’re approved for a new credit card account. Find out if and when you should use these checks.

Kenton Arbon

April 29, 2021
Habits of the 800 club: the path to perfect credit
Credit 101
Habits of the 800 club: the path to perfect credit

What do you know about the 800 Club? Find out exactly what the 800 Club is, the benefits club members get and what you can do to become a member yourself.

Kenton Arbon

April 29, 2021
How to audit your medical bills
Credit 101
How to audit your medical bills

Learn more about the importance of reviewing your medical bills and how to audit your medical bills so you can catch errors with Lexington Law.

John Heath | Directing Attorney

April 29, 2021
Making a six-figure income doesn’t mean you won’t have credit issues
Credit 101
Making a six-figure income doesn’t mean you won’t have credit issues

Your salary is not factored into your FICO score, but lenders will consider it when approving you for a loan. Loan and/or credit approval is based on your income and your FICO score.

Lexington Law

April 22, 2021
What happens to your credit when you withdraw cash from your credit card
Credit 101
What happens to your credit when you withdraw cash from your credit card

Can I Withdraw Cash from a Credit Card?Probably. While it depends on your issuer’s policies, most credit cards provide a cash advance option, allowing you to withdraw liquid funds from your account.

Lexington Law

April 22, 2021
5 tips for eliminating credit card debt
Credit 101
5 tips for eliminating credit card debt

Credit card debt can bring your credit score down and keep you from qualifying for loans or additional lines of credit. If debt is keeping your score low, start paying off your credit card bills and f

Lexington Law

April 22, 2021
What is identity theft?
Credit 101
What is identity theft?

Identity theft is a problem that impacts millions of Americans. It’s important to know exactly what identity theft is, how it happens and what you can do to stop it.

Kenton Arbon

March 25, 2021
How the New FICO® Score 10 Suite Will Affect Your Score
Credit 101
How the New FICO® Score 10 Suite Will Affect Your Score

FICO® is releasing the FICO Score 10 Suite in summer 2020. Learn about the changes and how they could affect your credit score.

Lexington Law

March 19, 2021
The Best Apps on the Market to Learn About Your Credit
Credit 101
The Best Apps on the Market to Learn About Your Credit

If you’re someone who likes to keep an eye on your credit situation while you’re out shopping, traveling, or conducting business, it’s especially convenient to be able to get an instantaneous glimpse

Lexington Law

March 05, 2021
What VantageScore 4.0 Means to You and Your Credit Report
Credit 101
What VantageScore 4.0 Means to You and Your Credit Report

In early April, VantageScore Solutions, developer of VantageScore credit scores, announced that its new VantageScore 4.0 tri-bureau credit scoring model will be available to lenders in fall 2017.

Lexington Law

March 05, 2021