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How to Use Your Tax Refund to Build Better Credit
Finance

How to Use Your Tax Refund to Build Better Credit

You can use your tax refund to improve your credit by paying down high credit card balances and catching up on past-due accounts.
moriah-beaver
February 27, 2026
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What is Debt Consolidation?
Finance
What is Debt Consolidation?

October 08, 2025
Rainy day funds: how to prepare for unexpected expenses
Finance
Rainy day funds: how to prepare for unexpected expenses

August 01, 2025
How to Make Passive Income & Why You Should
Finance
How to Make Passive Income & Why You Should

June 30, 2025

All blog posts

How to deal with debt collectors in 3 simple steps
Finance
How to deal with debt collectors in 3 simple steps

When considering how to deal with debt collectors, it is important to understand your rights and have a solid plan of action.

Lexington Law

September 23, 2024
Debt management vs. debt settlement: Which is right for you?
Finance
Debt management vs. debt settlement: Which is right for you?

Debt management and settlement are ideal for different scenarios. We’ll explore the pros and cons of each tool and whether they suit your needs.

Lexington Law

September 09, 2024
What is gap insurance?
Finance
What is gap insurance?

Gap insurance is a type of optional car insurance. In the event that your car is totaled, gap insurance could potentially save you thousands of dollars.

Lexington Law

August 30, 2024
Pay for delete letter template + sample for credit repair
Finance
Pay for delete letter template + sample for credit repair

A pay for delete letter is a negotiation tool to have negative information removed from your credit report. Use our template and sample as you write your own.

Nature Lewis

August 13, 2024
What is an installment loan, and should I use it?
Finance
What is an installment loan, and should I use it?

An installment loan refers to an agreement where a lender offers a lump sum of money and asks you to repay the amount in multiple installments.

Nature Lewis

July 23, 2024
7 ways to consolidate credit card debt
Finance
7 ways to consolidate credit card debt

You can consolidate debt with a balance transfer card through a personal loan or a home equity loan. Learn more about how to consolidate credit card debt here.

Sarah Raja

July 02, 2024
What is the average credit score by state?
Finance
What is the average credit score by state?

The average credit score in the US is 717, but this varies widely by state. Read on to discover the average credit score by state, plus how to improve yours.

Paola Bergauer

May 21, 2024
What credit score is needed to rent an apartment in 2024?
Finance
What credit score is needed to rent an apartment in 2024?

The credit score needed to rent an apartment varies between landlords. A good credit score that’s between 670 and 739 can qualify you for many properties.

Sarah Raja

May 17, 2024
What is a good debt-to-income ratio? + How to calculate yours
Finance
What is a good debt-to-income ratio? + How to calculate yours

Your debt-to-income ratio is your total monthly debts divided by your gross monthly income. Lenders use DTI to determine if you’ll get approved for a loan.

moriah-beaver

May 09, 2024
Debt settlement: what to know and how it works
Finance
Debt settlement: what to know and how it works

Debt settlement means negotiating to pay a lesser amount. It can help relieve debt, but it can impact your credit score. Here’s everything you need to know.

Candace Begody

March 20, 2024