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How to Use Your Tax Refund to Build Better Credit
Finance

How to Use Your Tax Refund to Build Better Credit

You can use your tax refund to improve your credit by paying down high credit card balances and catching up on past-due accounts.
moriah-beaver
February 27, 2026
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What is Debt Consolidation?
Finance
What is Debt Consolidation?

October 08, 2025
Rainy day funds: how to prepare for unexpected expenses
Finance
Rainy day funds: how to prepare for unexpected expenses

August 01, 2025
How to Make Passive Income & Why You Should
Finance
How to Make Passive Income & Why You Should

June 30, 2025

All blog posts

What is bankruptcy? Benefits and consequences for your finances
Finance
What is bankruptcy? Benefits and consequences for your finances

What is bankruptcy, and can it help you alleviate debt? Learn more about Chapter 7 and Chapter 13 bankruptcy and their benefits and consequences.

Vince R. Mayr

March 18, 2024
Is a credit privacy number (CPN) legal?
Finance
Is a credit privacy number (CPN) legal?

A credit privacy number (CPN) is an illegitimate tool that copies the same format as a Social Security Number (SSN). Using a CPN counts as fraudulent activity.

Vince R. Mayr

March 05, 2024
What is the minimum credit score for a VA loan?
Finance
What is the minimum credit score for a VA loan?

“What is the minimum credit score for a VA loan?” is a hard question to answer. Most lenders usually ask applicants to have a credit score of 500 or more.

Alexis Peacock | Supervising Attorney

March 05, 2024
What is a balance transfer fee?
Finance
What is a balance transfer fee?

What is a balance transfer fee? Put simply, it’s a charge to transfer a balance to another account. These fees are usually up to 5 percent of the transferred amount.

moriah-beaver

March 05, 2024
What is credit insurance and how does it work?
Finance
What is credit insurance and how does it work?

Much like life insurance, credit insurance pays off a loan in the event of disability, unemployment or death. Learn more about credit insurance here.

Paola Bergauer

March 05, 2024
How to rebuild your credit after a debt settlement
Finance
How to rebuild your credit after a debt settlement

Debt settlements can be taxing in many ways, especially on your credit. Here are several ways to rebuild credit after you’ve finished a debt settlement.

Paola Bergauer

February 05, 2024
What is purchase APR for credit cards and how to lower yours
Finance
What is purchase APR for credit cards and how to lower yours

A purchase annual percentage rate (APR) can impact your credit score and financial well-being. Learn what an APR is, how to lower yours and more.

Paola Bergauer

December 20, 2023
What is the 28/36 rule? Understanding your mortgage options
Finance
What is the 28/36 rule? Understanding your mortgage options

If you’re considering a mortgage, you’ve probably heard of the 28/36 rule. Take a look at what it is and what it means for your ability to borrow money.

Sarah Raja

December 14, 2023
Debt snowball method: definitions, examples and best practices
Finance
Debt snowball method: definitions, examples and best practices

The debt snowball method is a repayment plan where you pay debts from smallest to largest. Read on to learn how this approach works and if it’s right for you.

Brittany Sifontes | Supervising Attorney

December 01, 2023
How much do you have to be in debt to file Chapter 7?
Finance
How much do you have to be in debt to file Chapter 7?

You don’t need any specific minimum amount of debt to file Chapter 7 bankruptcy. There are no absolute minimums, but there are other requirements and a means test.

Vince R. Mayr

December 01, 2023