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APR vs. interest rate: key differences
Loans

APR vs. interest rate: key differences

Understanding the difference between APR vs. interest rate can help you find the best loan for you. Learn more about this topic here.
Sarah Raja
June 3, 2025
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6 types of personal loans (and how they can help you)
Loans
6 types of personal loans (and how they can help you)

May 18, 2025
Average student loan debt by state, age & more
Loans
Average student loan debt by state, age & more

May 02, 2025
How to get a loan with no credit in 2025  
Loans
How to get a loan with no credit in 2025  

April 21, 2025

All blog posts

What is a student loan grace period?
Loans
What is a student loan grace period?

A student loan grace period is a set amount of time granted to students before they must pay down their loans. Grace period terms vary based on loan types.

Alexis Peacock | Supervising Attorney

February 05, 2024
‘Bad credit’ loans: what you need to know
Loans
‘Bad credit’ loans: what you need to know

Don’t let your credit score hold you back from securing a loan. Learn how to qualify for ‘bad credit’ loans and the types of loans you can apply for.

Brittany Sifontes | Supervising Attorney

February 05, 2024
How to pay off student loans: 8 painless steps to post-college freedom
Loans
How to pay off student loans: 8 painless steps to post-college freedom

Are you struggling with student loan debt? Learn how to pay off your student loans in 8 simple steps and discover alternative options to standard repayment.

Paola Bergauer

January 01, 2024
Does a car loan build your credit score?
Loans
Does a car loan build your credit score?

A car loan is a great way to build your credit as long as you’re making your monthly payments on time. Learn more about car loans and building credit here.

Brittany Sifontes | Supervising Attorney

October 03, 2023
Home equity loan vs. line of credit: Pros and cons
Loans
Home equity loan vs. line of credit: Pros and cons

A home equity loan is a loan you repay with fixed payments. A home equity line of credit lets you borrow and repay as long as you stay under the limit.

Nature Lewis

September 08, 2023
Debt consolidation: What it is & how it works
Loans
Debt consolidation: What it is & how it works

When multiple due dates for various debts start to feel overwhelming, debt consolidation can help you feel more in control of your debt repayments.

Nature Lewis

August 13, 2023
Consumer debt statistics for 2023
Loans
Consumer debt statistics for 2023

Total consumer debt among Americans rose to $16.9 trillion by the end of 2022, according to the Federal Reserve Bank of New York.

Lexington Law

August 07, 2023
How to write a letter of explanation for a mortgage: Template and examples
Loans
How to write a letter of explanation for a mortgage: Template and examples

If you want to write a letter of explanation for a mortgage lender, you’ll need to provide clarifying information about your finances.

Vince R. Mayr

January 12, 2023
How to get a mortgage with bad credit
Loans
How to get a mortgage with bad credit

Obtaining a mortgage with bad credit is possible but may be challenging. There are steps you can take to improve your chances of being approved for a home loan.

Brad Blanchard

August 16, 2022
Do student loans affect credit scores?
Loans
Do student loans affect credit scores?

Student loans can have a negative or positive impact on your credit score, depending on how you handle the repayment. Let’s explore each possibility.

Brittany Sifontes | Supervising Attorney

June 21, 2022