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Home Credit 101 (9)
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How many credit cards should I have?
Credit 101

How many credit cards should I have?

How many credit cards should you have? The answer depends on your unique circumstances. Read on to learn more about how many credit cards is too many.
Lexington Law
October 13, 2025
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20 credit myths you shouldn’t fall for
Credit 101
20 credit myths you shouldn’t fall for

October 06, 2025
What is the best way to pay off debt?
Credit 101
What is the best way to pay off debt?

June 30, 2025
What is a good credit score and how can you get one?
Credit 101
What is a good credit score and how can you get one?

June 15, 2025

All blog posts

Credit freeze vs. credit lock: differences and action steps
Credit 101
Credit freeze vs. credit lock: differences and action steps

Credit freezes and credit locks both help prevent identity theft. Discover their differences, plus actionable steps to take for each option.

Vince R. Mayr

January 02, 2024
Soft vs. hard credit check: Everything you need to know
Credit 101
Soft vs. hard credit check: Everything you need to know

Soft and hard credit checks, while similar, have key differences. Learn how a soft vs. hard credit check impacts your credit and common examples for each.

Nature Lewis

December 20, 2023
What is the highest credit score possible?
Credit 101
What is the highest credit score possible?

850 is generally the highest credit score a person can achieve, but credit scores between 800 and 850 are excellent. Learn if an 850 score is necessary for your financial goals.

Alexis Peacock | Supervising Attorney

December 19, 2023
How to avoid credit limit reduction + recover after a limit decrease
Credit 101
How to avoid credit limit reduction + recover after a limit decrease

Learning how to avoid credit limit reduction is key to strong financial health. Follow these five steps to maintain a good credit limit and score.

Paola Bergauer

December 05, 2023
Credit score vs. credit report: what’s the difference?
Credit 101
Credit score vs. credit report: what’s the difference?

The difference between your credit score vs. credit report lies in the amount of detail each provides, but both are important for tracking your credit health.

Alexis Peacock | Supervising Attorney

October 03, 2023
When Does Your Credit Score Update?
Credit 101
When Does Your Credit Score Update?

Your credit score typically updates once a month or within 45 days. However, some lenders do update more often than others. Learn more here.

Nature Lewis

September 08, 2023
10 tips to start building credit for your child
Credit 101
10 tips to start building credit for your child

Some great ways to start building credit for your child are to start early, add them as an authorized user and cosign on a loan. Learn credit tips here.

Paola Bergauer

September 07, 2023
How to build credit with rent payments
Credit 101
How to build credit with rent payments

Build credit with rent payments by choosing the best rent reporting service for you. Explore your rent payment options here.

Sarah Raja

September 06, 2023
Building credit to buy a house: 13 best practices
Credit 101
Building credit to buy a house: 13 best practices

Building your credit to buy a house can take years, but these credit-building tips can help you get approved for a competitive mortgage rate faster.

Vince R. Mayr

September 06, 2023
How to build business credit: A 7-step guide
Credit 101
How to build business credit: A 7-step guide

Building business credit can help you qualify for better loan terms and negotiate with vendors and suppliers. Learn how to build your business credit.

Brittany Sifontes | Supervising Attorney

July 11, 2023