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How many credit cards should I have?
Credit 101

How many credit cards should I have?

How many credit cards should you have? The answer depends on your unique circumstances. Read on to learn more about how many credit cards is too many.
Lexington Law
October 13, 2025
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20 credit myths you shouldn’t fall for
Credit 101
20 credit myths you shouldn’t fall for

October 06, 2025
What is the best way to pay off debt?
Credit 101
What is the best way to pay off debt?

June 30, 2025
What is a good credit score and how can you get one?
Credit 101
What is a good credit score and how can you get one?

June 15, 2025

All blog posts

What is piggybacking credit?
Credit 101
What is piggybacking credit?

Piggybacking credit, otherwise known as becoming an authorized user, allows you to be added to another’s credit card account in order to boost your credit score.

Lexington Law

November 22, 2024
How many FICO scores are there, and what’s the difference?
Credit 101
How many FICO scores are there, and what’s the difference?

This guide explains how many FICO® scores there are and what makes them unique. Read on to learn how they impact your credit and how to achieve a good score.

Lexington Law

November 15, 2024
Does your income affect your credit score?
Credit 101
Does your income affect your credit score?

Your income doesn’t directly affect your credit score but does play a role in the loan approval process. Learn how so you’re prepared for your next loan application.

Lexington Law

November 13, 2024
How to start building credit for the first time: 7 beginner strategies
Credit 101
How to start building credit for the first time: 7 beginner strategies

Learn how to start building credit for the first time and establish your credit history with tips on using credit cards, loans and other financial tools.

Lexington Law

November 05, 2024
7 benefits of a good credit score
Credit 101
7 benefits of a good credit score

A good credit score can set you up for a strong financial future. Here are seven examples of exactly how a good credit score can benefit you.

Anna Grozdanov

November 04, 2024
What affects your credit score?
Credit 101
What affects your credit score?

What affects your credit scores? The main factors are payment history, credit utilization, length of credit history, credit mix and new credit.

Lexington Law

November 04, 2024
Why do I keep getting denied for credit cards?
Credit 101
Why do I keep getting denied for credit cards?

Was your credit card application denied? Here are some reasons why this might have happened and how you could improve your chances of approval.

Lexington Law

November 01, 2024
Denied credit card application? Here's why and what to do next
Credit 101
Denied credit card application? Here's why and what to do next

Denied a credit card? Discover common reasons for rejection and steps to improve your chances of approval, like building your credit and choosing the right card.

Lexington Law

October 31, 2024
Do installment loans help improve your credit? 3 key benefits
Credit 101
Do installment loans help improve your credit? 3 key benefits

Installment loans can help your credit mix and payment history, but they’re not always the best option. Read on to learn if this loan is right for you.

Lexington Law

October 30, 2024
FICO score vs. credit score: what’s the difference?
Credit 101
FICO score vs. credit score: what’s the difference?

A credit score is a number that indicates credit risk, while a FICO score is a type of credit score. Read on to learn more about FICO score vs. credit score.

Lexington Law

October 30, 2024