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How many credit cards should I have?
Credit 101

How many credit cards should I have?

How many credit cards should you have? The answer depends on your unique circumstances. Read on to learn more about how many credit cards is too many.
Lexington Law
October 13, 2025
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20 credit myths you shouldn’t fall for
Credit 101
20 credit myths you shouldn’t fall for

October 06, 2025
What is the best way to pay off debt?
Credit 101
What is the best way to pay off debt?

June 30, 2025
What is a good credit score and how can you get one?
Credit 101
What is a good credit score and how can you get one?

June 15, 2025

All blog posts

What credit score is needed to buy a house in 2025?
Credit 101
What credit score is needed to buy a house in 2025?

Your credit score is an important factor for home buying. Follow our guide to learn what credit score you need to buy a house.

joseph-mavrin

March 02, 2025
What is VantageScore 3.0 and how does it work?
Credit 101
What is VantageScore 3.0 and how does it work?

VantageScore 3.0 is a credit scoring model that the three major credit bureaus use to determine your creditworthiness. Learn how it works and how to change it.

James Bigbee

February 20, 2025
Does unemployment affect your credit?
Credit 101
Does unemployment affect your credit?

Filing for unemployment won’t directly affect your credit report or score, but being unemployed can have indirect effects on your credit.

James Bigbee

January 27, 2025
5 ways to build credit without a credit card
Credit 101
5 ways to build credit without a credit card

There are many ways you can build credit without a credit card. We cover the top five methods here so you can get started building credit.

Alexis Peacock | Supervising Attorney

January 27, 2025
What credit score do you start with? And what affects it?
Credit 101
What credit score do you start with? And what affects it?

What credit score do you start with? Everyone technically starts with a credit score from 500 to 700. Learn how you can improve this number and keep it high.

Lexington Law

January 26, 2025
How long does it take to get a credit card?
Credit 101
How long does it take to get a credit card?

The credit card approval process can take anywhere from a few minutes to 30 days, and mailing takes seven to 10 business days. Read on to learn more.

Lexington Law

December 04, 2024
What is credit monitoring and how does it work?
Credit 101
What is credit monitoring and how does it work?

Credit monitoring is a service that alerts you when there are changes to your credit report. This helps catch suspicious activity early to protect your finances.

Lexington Law

December 02, 2024
What is a fair credit score?
Credit 101
What is a fair credit score?

"What is a fair credit score?” is a common question. According to FICO, any score between 580 and 669 is fair. Learn what you can do with a fair credit score.

Lexington Law

November 27, 2024
How to get a business credit card
Credit 101
How to get a business credit card

Learning how to get a business credit card can help you get valuable working capital, build your business credit and prove your trustworthiness to lenders.

Lexington Law

November 27, 2024
Credit monitoring vs. identity theft protection: Which is right for you?
Credit 101
Credit monitoring vs. identity theft protection: Which is right for you?

Which is better, credit monitoring or identity theft protection? Learn how each service works, plus their pros and cons, to choose the right one for you.

Lexington Law

November 22, 2024