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How many credit cards should I have?
Credit 101

How many credit cards should I have?

How many credit cards should you have? The answer depends on your unique circumstances. Read on to learn more about how many credit cards is too many.
Lexington Law
October 13, 2025
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20 credit myths you shouldn’t fall for
Credit 101
20 credit myths you shouldn’t fall for

October 06, 2025
What is the best way to pay off debt?
Credit 101
What is the best way to pay off debt?

June 30, 2025
What is a good credit score and how can you get one?
Credit 101
What is a good credit score and how can you get one?

June 15, 2025

All blog posts

How to fix your credit to buy a house: 6 simple tips
Credit 101
How to fix your credit to buy a house: 6 simple tips

You need a decent credit score to buy a home, and we have five credit repair tips for mortgage approval to help raise your score. Read on to learn more.

Lexington Law

October 30, 2024
15 credit facts everyone needs to know in 2024
Credit 101
15 credit facts everyone needs to know in 2024

How much do you know about credit? Check out these fifteen credit facts that will help you stay on top of your credit in 2024.

Lexington Law

October 30, 2024
How to build credit: everything you need to know in 10 steps
Credit 101
How to build credit: everything you need to know in 10 steps

You can build credit by applying for credit cards, reporting rent payments, and taking out a credit builder loan. Read on to learn more steps you can take.

Lexington Law

October 28, 2024
What bills affect your credit score?
Credit 101
What bills affect your credit score?

You know that loans and credit cards affect your credit score, but what about bills?

Lexington Law

October 21, 2024
How the Fair Credit Billing Act (FCBA) protects consumers
Credit 101
How the Fair Credit Billing Act (FCBA) protects consumers

Read our guide to the Fair Credit Billing Act to learn where it comes from, what situations it covers and how it protects consumers from unfair billing practices.

Lexington Law

October 20, 2024
What is a billing cycle? Definition, length and credit impact 
Credit 101
What is a billing cycle? Definition, length and credit impact 

What is a billing cycle? Definition, length and credit impact

Lexington Law

October 07, 2024
Fraud alert vs. credit freeze: what’s the difference?
Credit 101
Fraud alert vs. credit freeze: what’s the difference?

Find out the difference between a fraud alert and a credit freeze so you can better understand which option might be best for you.

Paola Bergauer

September 23, 2024
7 common FCRA violations and how to remedy them
Credit 101
7 common FCRA violations and how to remedy them

What is a violation of the Fair Credit Reporting Act (FCRA), and how can you remedy it?

Lexington Law

September 23, 2024
Should I take out a personal loan to pay off credit card debt? 
Credit 101
Should I take out a personal loan to pay off credit card debt? 

If you qualify for a lower interest rate, taking out a personal loan to pay off credit card debt is a great way to streamline payoff. Read on to learn more.

Lexington Law

September 09, 2024
What is alternative credit data?
Credit 101
What is alternative credit data?

If you have a nonexistent credit profile or a low credit score, you may benefit from alternative credit data. Learn how you can start using it today.

Lexington Law

August 29, 2024