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How many credit cards should I have?
Credit 101

How many credit cards should I have?

How many credit cards should you have? The answer depends on your unique circumstances. Read on to learn more about how many credit cards is too many.
Lexington Law
October 13, 2025
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20 credit myths you shouldn’t fall for
Credit 101
20 credit myths you shouldn’t fall for

October 06, 2025
What is the best way to pay off debt?
Credit 101
What is the best way to pay off debt?

June 30, 2025
What is a good credit score and how can you get one?
Credit 101
What is a good credit score and how can you get one?

June 15, 2025

All blog posts

How to build credit as a student + 6 mistakes to avoid
Credit 101
How to build credit as a student + 6 mistakes to avoid

Wondering how to build credit as a student? Focus on starting early and learning good credit habits to set you up for a lifetime of good credit ben

Paola Bergauer

May 07, 2024
Revolving credit vs. installment loans: differences explained
Credit 101
Revolving credit vs. installment loans: differences explained

Revolving credit and installment credit accounts can both help and hurt your credit, depending on how you use them. Learn more about them here.

Alexis Peacock | Supervising Attorney

May 07, 2024
What is credit and why does it matter?
Credit 101
What is credit and why does it matter?

Credit is buying something now and promising to pay for it later. Your credit report shows your payment history and impacts your ability to get new loans.

Vincent R. Mayr | Associate Attorney

April 24, 2024
Credit Risk: Definition + Management
Credit 101
Credit Risk: Definition + Management

Credit risk is how banks and lenders determine whether or not a person qualifies for a loan based on a variety of financial factors. Learn more here.

Vincent R. Mayr | Associate Attorney

April 24, 2024
What is variable APR?
Credit 101
What is variable APR?

Variable APR is when your credit card has an annual percentage rate that may change based on market conditions. A non-variable APR is called a fixed rate.

Paola Bergauer

April 23, 2024
How much does being an authorized user affect your credit?
Credit 101
How much does being an authorized user affect your credit?

How much does being an authorized user affect your credit? Learn how to build credit as an authorized user and maximize the benefits.

Sarah Raja

April 23, 2024
What is available credit and how much should you use?
Credit 101
What is available credit and how much should you use?

Available credit is the money you can borrow without exceeding your credit limit. As the balance on your card increases, your available credit shrinks.

Lexington Law

April 15, 2024
How to increase your credit limit easily
Credit 101
How to increase your credit limit easily

Knowing how to increase your credit limit can help you build your credit and gain access to more funds. Learn more about credit limits here

Lexington Law

April 01, 2024
What is an employment credit check, and what does it reveal?
Credit 101
What is an employment credit check, and what does it reveal?

An employment credit check lets employers view a candidate’s credit reports and history. These checks are legal, though certain states have unique credit laws.

moriah-beaver

March 27, 2024
When should I pay my credit card bill?
Credit 101
When should I pay my credit card bill?

According to FICO®, payment history makes up 35 percent of your credit score. Learn when you should make payments and how to maximize your card’s grace period.

Sarah Raja

March 27, 2024