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Home Credit 101 (5)
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How many credit cards should I have?
Credit 101

How many credit cards should I have?

How many credit cards should you have? The answer depends on your unique circumstances. Read on to learn more about how many credit cards is too many.
Lexington Law
October 13, 2025
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20 credit myths you shouldn’t fall for
Credit 101
20 credit myths you shouldn’t fall for

October 06, 2025
What is the best way to pay off debt?
Credit 101
What is the best way to pay off debt?

June 30, 2025
What is a good credit score and how can you get one?
Credit 101
What is a good credit score and how can you get one?

June 15, 2025

All blog posts

What is a credit report?
Credit 101
What is a credit report?

A credit report is a collection of information about your credit history. Learn how you can get a copy of yours and why it is important.

Nature Lewis

August 14, 2024
Do you have to file a dispute with all three credit bureaus?
Credit 101
Do you have to file a dispute with all three credit bureaus?

A successful dispute can help raise your credit score. But should you file multiple disputes at once?

Paola Bergauer

August 13, 2024
What happens if you have a bad credit score?: 7 potential side effects
Credit 101
What happens if you have a bad credit score?: 7 potential side effects

Having a bad credit score can lead to higher interest rates and additional costs in other aspects of your life, and it can delay retirement. Learn more here.

Lexington Law

August 05, 2024
Debt collection scams: How to detect and stop them
Credit 101
Debt collection scams: How to detect and stop them

Debt collection scams occur when bad actors trick people into paying a nonexistent debt. This guide will examine these scams and share a few safety tips.

Sarah Raja

July 08, 2024
Will my credit score drop if I don’t use my cards regularly?
Credit 101
Will my credit score drop if I don’t use my cards regularly?

An inactive credit card can be a good thing, but it can also have unintended consequences that lower your credit score. Learn how to protect your credit.

Nature Lewis

July 03, 2024
The best credit monitoring services: What to look for
Credit 101
The best credit monitoring services: What to look for

The best credit monitoring services can offer you identity theft protection as well as tools to help you build your credit. Learn more about them here.

Alexis Peacock | Supervising Attorney

June 24, 2024
How does bankruptcy affect your credit?
Credit 101
How does bankruptcy affect your credit?

Declaring bankruptcy may be the right move for you, but how does it affect your credit score?

Vince R. Mayr

June 22, 2024
Credit monitoring for minors: How to prevent child identity theft
Credit 101
Credit monitoring for minors: How to prevent child identity theft

Credit monitoring for minors can help prevent child identity theft. Read on for fraud prevention tips, plus steps to take if you find false accounts.

Nature Lewis

May 17, 2024
Student loans for bad credit: What to know
Credit 101
Student loans for bad credit: What to know

You can get student loans for bad credit by applying for federal student loans or getting a cosigner for private student loans. Learn more about loans here.

Brittany Sifontes | Supervising Attorney

May 09, 2024
How to add utilities to credit report + 3 alternative ways to build credit
Credit 101
How to add utilities to credit report + 3 alternative ways to build credit

Utilities aren’t usually reported to credit bureaus but can affect credit. Learn how to add utilities to your credit report and other ways to build credit.

Nature Lewis

May 08, 2024